Plan-fit for Medicare and ACA, by API.
Two products, one idea: rank every plan by what this consumer will actually spend, and put that answer where the decision happens. You keep control of the experience. We supply the answer.
MediPro
Plan alignment for Medicare Advantage and Part D shoppers.
MediPro takes a consumer’s medications, preferred doctors and pharmacy, location and expected care, prices every plan available to them with a claims-based actuarial model, and returns the plans ranked by expected total out-of-pocket cost, with the reasons each one fits.
- Every plan in the consumer’s county, from CMS plan data
- Expected premiums, medical and drug costs in one number
- Drug coverage, pharmacy and doctor network checks per plan
- Optional, disclosed filters, such as the carriers your agents are appointed with
- A record of the CMS pre-enrollment checks for every alignment
- Results in seconds, ready to pass along with the lead
Where MediPro runs
| Placement | What it does |
|---|---|
| Web forms and landing pages | Aligns right after lead capture and attaches the result to the lead |
| Live transfers and appointments | Agent receives the consumer’s ranked plans before the call |
| Consumer and member sites | Gives shoppers a personal answer instead of a plan list |
| Agent quoting tools | Secondary use for agent-sourced business |
Built for how ACA shoppers buy
Many ACA consumers are ready to enroll on their own and would rather not speak to an agent at all. ACAPro makes sure the plan they pick still fits their situation, whether they self-enroll or work with an agent.
- Agent-assisted and self-enrollment flows
- Ranking that weighs the consumer’s own expected care, not just the premium
- Works for marketplace shoppers and ICHRA platforms
ACAPro
Actuarially sound plan recommendations for ACA shoppers.
The lowest premium is rarely the lowest total cost. ACAPro applies the same plan-alignment approach to the ACA marketplace so consumers, agents and enrollment platforms can see which plans fit before anyone enrolls.
Ask about ACAProFrom first call to live in your flow
Walkthrough
We look at where your consumers raise a hand and where alignment adds the most value: form, transfer, appointment or site.
Test integration
Your team connects to our API in a test environment. Your experience, your branding, our answer.
Launch and measure
Go live with a random holdout so you can see what alignment is worth on your own leads and enrollments.
IHT is a technology company. We don’t market or sell insurance, and we never compete with our customers for consumers.
Request API documentation and a demo.
We’ll show MediPro or ACAPro on your own use case.